I just get so tired anymore. So what's up, what's new. i have felt like death for the last several days, as many of you know. So I got my little self into the doctor today and it's just really, really bad allergies. So I got some prescription allergy meds. So she tells me that they may make me drowsy, to take them while ate home to best gauge how they affect me. How, I ask you, does only being able to take them at home help me? I mean, I have lost my voice the last two days at work. My voice is important to me! My clients come in to hear me talk, to hear my stories (apparently I'm pretty talented at turning my run-of-the-mill suburban/revolutionary life into an interesting saga). So I keep losing my voice and kids, it just plain hurts! So anyway, my eye also started turning really red at work today too, so it turns out I also have an eye infection. Killer. She gives me drops and says that if it's not better int morning, to go see an eye specialist. Great. That sounds promising. Besides, I have two booked solid days on Tuesday and Wednesday and I need the money! But I can't work with an eye infection. So this better be resolved by morning.
I have decided to trek down to Tulsa to see the Street Dogs on Thursday. I haven't had a road trip in a while so I'm excited. I mean, the house will suffer, for sure. My weekends are time to grocery shop and clean, laundry all that, but it will be okay. Brian will live off of Totino's party pizza's and watch bad movies (he was watching BloodRayne today. I mean, seriously, I have never seen a worse movie. Everything, the costumes, the accents, the acting, the set design, all of it.) So anyway, Ben in coming (my concert buddy) and my mom, cause I have a couple of aunts in Tulsa. So that will be interesting. Two punk rockers and my mom in the (what is it Ben?) GS35. Then back on Friday for the Offspring show. Playing with Amberlin (throw rocks at them), The Used (gag, makes me want to shoot myself), Taking Back Sunday (who I actually like), and Alkaline Trio (I like them too). Busy busy weekend. I'm excited. You see why I need this allergy/eye infection thing cleared up NOW! I have faith that when I wake up in the morning, I will feel like a whole new person.
So, Week 3 of the new budget. We are doing awesome! Basically what I did was make a monthly budget. I have a space for everything, from mortgage to pets (dog food) to clothing to entertainment to allowances. Then I went through the month of may and wrote down each paycheck and what was getting paid from each one. So before May even started, I had the money divided up and spent. So we get to use our debit cards for gas and that's IT. I made it pretty flexible, with our allowances and with our entertainment fund. But once it's gone, it's gone. It was neat though, I was at Target and bought some new clothes and I didn't feel guilty about it, because it was budgeted! It honestly takes a lot of stress off of me, because I know that all the bills will get paid. In fact, in three weeks alone, we have made $300 in credit card payments! At this rate, we can have all of our credit card debt paid off in four months. Then all we have left is my school loans. I have a meeting with our financial adviser on Friday (between getting back from Tulsa and going to the Offspring) and we are opening a 529 which is a college savings fund for Ashley and we'll start making monthly deposits in there and also transferring our IRA into a Roth IRA. The rumor is that the government will be doing away with the Roth IRA's in 2010 because they are such a good deal for the public and such a bad deal for the government (post-tax investments vs per-tax). But if you already have a Roth, you'll be grandfathered in. So we'll start making monthly deposits into that too. They're small now, but after we get the credit cards paid off, we can start adding bigger payments. Theses are all thing that I've had to learn about recently, but are oh so important for our future. We understand that we will never make six-figure salaries, but that doesn't mean that with careful money management and restraint, we can't live very comfortable lives. We are on our way. For example, we don't have car payments right now, we own both cars outright. So I opened a savings account and we are putting $200 a month in it, like it's a car payment. So at $200 a month, in three years we will have $7200+ interest. You can buy a very decent used car for that. And then we won't have any debt, any interest we have to pay. So then maybe we start saving $300 a month instead and in three years we have $10,000 in the bank. Instead of piddling our money away on interest payments, we're thinking ahead and buying things outright. SO anyway, money management. That's where it's at.
I heard a quote tonight - Capability breads humility. It means the better you are at something, the less you have to talk about how good you are at something. So I guess I need to shut up about being a stellar colorist.
I think the allergy meds are kicking in so I'm gonna log off before this blog goes really weird. Look out for updates, photos and yes, probably videos, about my weekend.
Next week - Gogol Bordello
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